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CALCULATOR · FREE
DCA Calculator
Dollar cost averaging simulation — see projected portfolio value vs. lump sum investing.
Phase 1: Uses historical average return rates. Actual historical price data (BTC/ETH) in Phase 2. · NOT financial advice
INPUTS
Asset
Using historical avg: 60% /yr
$
Frequency
yrs
RESULTS
DCA Portfolio Value
$37.1K
Lump Sum (same total)
$62.9K
Total Invested
$6.0K
Total Return
$31.1K (+518.8%)
Avg Cost Basis / Period
$100.00
Total Purchases
60
PORTFOLIO VALUE OVER TIME
🔥 BRUTAL EDGE TAKE
Lump sum won this time. DCA trades upside for peace of mind. Historical BTC returns are extraordinary and may not repeat. This is a scenario model, not a forecast.
NOT financial advice. Returns are projections, not guarantees.
FAQ
Is DCA better than lump sum investing?
Statistically, lump sum wins ~2/3 of the time in rising markets. DCA reduces emotional risk and lowers average cost in volatile assets. The right choice depends on your risk tolerance.
How much should I DCA into Bitcoin per month?
Only invest what you can afford to lose entirely. Many start with $50–$200/month. Allocate no more than 5% of your total portfolio to any single crypto asset.
Does dollar cost averaging work in a bear market?
DCA lowers your average cost basis over time. If the asset recovers, your entry price is better than a lump sum at the peak. It requires patience — years, not months.
Projections use average historical return rates, not actual price data. Past performance does not guarantee future results. NOT financial advice.